Swipey cards are prepaid VISA cards, accepted at over 130 million merchants worldwide — locally and internationally.
Where You Can Use It
Virtual card (online only):
Online shopping and e-commerce
- SaaS and software subscriptions
- Digital marketing platforms (Meta Ads, TikTok Ads, etc.)
- Business tools and productivity apps
- Any online checkout that accepts VISA
Physical card (online and in-store):
- Everything the virtual card supports, plus:
- Retail stores, restaurants, cafes and petrol stations
- Any physical merchant that accepts VISA via Chip and PIN or PayWave
- Local and international purchases
Using your card internationally? An International Service Assessment (ISA) fee applies on foreign currency transactions. See fees and charges →
However, Swipey and other prepaid cards globally are not accepted by:
- Google (try one time payment set up on Google Ads)
- Xero
- Microsoft Azure
- Etsy
- ClickUp
- DigitalOcean
- OpenAI
- Apple Pay
- Samsung Pay
Need Help?
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Common Questions
Can I use my Swipey card overseas?
Yes — Swipey cards are accepted internationally at any VISA merchant. An ISA fee applies for foreign currency transactions. See fees →
Why is my card being declined at a specific merchant?
A few possible reasons — the merchant doesn't accept prepaid cards, your card balance is insufficient, or a Spend Customisation restriction is blocking that merchant category.
Can I use my Swipey card for ATM withdrawals?
Only if your Admin has enabled the ATM Withdrawal category under Spend Customisation. It is disabled by default.
